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In enhancement, clients for this kind of plan can have serious legal or criminal backgrounds. It is necessary to note that various carriers supply a series of problem ages on their ensured issue policies as low as age 40 or as high as age 80 - compare burial insurance. Some will certainly also supply greater stated value, approximately $40,000, and others will enable better survivor benefit problems by enhancing the passion price with the return of costs or reducing the variety of years till a complete fatality benefit is available