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Furthermore, customers for this kind of strategy could have extreme lawful or criminal histories. It's crucial to note that different providers offer a variety of problem ages on their assured problem policies as low as age 40 or as high as age 80 - free burial insurance for seniors. Some will likewise use higher face values, as much as $40,000, and others will permit far better survivor benefit problems by enhancing the passion price with the return of premium or minimizing the variety of years till a complete death benefit is available